WMT Plus Charge on Credit Card [Explained]

Have you ever glanced at your bank statement and spotted a WMT Plus charge on credit card that left you scratching your head? You’re not alone. Many people notice this mysterious charge and wonder what it is, where it came from, and whether it’s legitimate.

What Is the WMT Plus Charge on Your Credit Card?

The WMT Plus charge on credit card is almost always linked to Walmart Plus, a subscription service offered by Walmart, the well-known retail giant.

Walmart Plus is a membership program that gives you perks like free delivery, fuel discounts, and early access to deals.

If you see a WMT Plus charge, it’s likely the monthly or yearly fee for this service, which costs about $12.95 per month or $98 per year.

Sometimes, the charge might show up as “WMT Plus 2024” or “WMT Plus Bentonville AR” on your statement, referring to Walmart’s headquarters in Bentonville, Arkansas.

This can make it confusing, especially if you don’t remember signing up for anything. But don’t worry, we’ll explain why this charge might appear and how to handle it.

Why Do You See a WMT Plus Charge?

There are a few reasons why a WMT Plus charge might pop up on your credit card.

Let’s look at the most common ones:

• You Signed Up for Walmart Plus: If you subscribed to Walmart Plus, either monthly or yearly, this charge is likely the membership fee.

• Free Trial Ended: Walmart Plus offers a 30-day free trial. If you didn’t cancel before the trial ended, it automatically renews into a paid subscription, resulting in a charge.

• Someone Else Used Your Card: A family member or friend with access to your card might have signed up for Walmart Plus without telling you.

• Online Purchase Linked to Walmart Plus: Some online purchases through Walmart’s website or app might trigger a charge if they’re tied to a Walmart Plus service.

• Potential Fraud: In rare cases, the charge could be unauthorized. This might happen if your card details were stolen or used without your permission.

If the charge seems unfamiliar, it’s worth investigating to confirm its source. Let’s explore how you can do that.

How to Verify the WMT Plus Charge

Not sure why you’re seeing this charge?

Follow these simple steps to figure it out:

• Check Your Walmart Account: Log in to your Walmart account on their website or app. Go to the “Walmart Plus” section under account settings to see if you have an active membership.

• Review Your Subscriptions: Look at your email for any confirmation from Walmart about a Walmart Plus subscription. You might have signed up during an online checkout or in-store promotion.

• Contact Walmart: If you can’t find any record of a subscription, reach out to Walmart’s customer service at 1-800-966-6546 or use the contact form on their website.

• Talk to Your Bank: If you suspect the charge is fraudulent, contact your bank or credit card company right away. They can investigate and possibly reverse the charge.

Here’s a quick table to summarize the verification steps:

Step	Action	Where to Go
1	Check Walmart Account	Walmart website or app
2	Review Emails	Your email inbox for subscription confirmations
3	Contact Walmart	1-800-966-6546 or Walmart’s contact form
4	Contact Bank	Your bank’s customer service number

What to Do If the Charge Is Unauthorized

If you’ve confirmed that you didn’t sign up for Walmart Plus and the charge seems suspicious, it might be fraud.

Here’s what you should do:

• Contact Your Bank Immediately: Report the charge as unauthorized. Most banks will investigate and may refund the amount if it’s fraudulent.

• Dispute the Charge: File a dispute with your credit card company. Provide any evidence, like screenshots of your Walmart account showing no active membership.

• Cancel Your Card: If you suspect your card details were compromised, ask your bank to cancel the card and issue a new one.

• Monitor Your Statements: Keep an eye on your future statements to catch any other unfamiliar charges early.

Taking these steps quickly can protect your finances and prevent further issues.

How to Cancel a Walmart Plus Membership

If you want to stop the WMT Plus charge, you can cancel your Walmart Plus membership.

Here’s how:

1. Log in to your Walmart account on the website or app.
2. Go to the “Walmart Plus” section under account settings.
3. Select “Manage Membership” and click “Cancel Membership.”
4. Follow the prompts to confirm cancellation.

Walmart doesn’t always offer refunds for memberships, but you can contact their customer service to discuss your situation.

If theall charge was recent, they might offer a partial refund, especially if it was an accidental signup.

Tips to Avoid Unexpected Charges

Nobody likes surprise charges on their credit card.

Here are some practical tips to prevent unwanted WMT Plus charges in the future:

• Track Your Subscriptions: Keep a list of all your subscriptions, including free trials. Set a calendar reminder to cancel before the trial period ends.

• Review Statements Regularly: Check your credit card statements every month to spot unfamiliar charges early.

• Set Up Alerts: Many banks offer transaction alerts via text or email. Turn these on to get notified of any charges right away.

• Use Virtual Cards: Some credit card companies provide virtual card numbers for online purchases. These can help limit exposure if a website is compromised.

• Be Cautious with Card Sharing: If you share your card with family or friends, make sure they know not to sign up for subscriptions without your approval.

Here’s a quick table of these tips for easy reference:

Tip	Why It Helps
Track Subscriptions	Avoids forgetting about free trials
Review Statements	Catches unfamiliar charges early
Set Up Alerts	Notifies you of transactions instantly
Use Virtual Cards	Protects your real card details
Limit Card Sharing	Prevents others from signing up for services

Why Walmart Plus Might Be Worth It

If you’re a frequent Walmart shopper, the WMT Plus charge might not be a bad thing.

Walmart Plus offers several benefits that can save you money and time:

• Free Delivery: Unlimited free delivery on orders over $35.
• Fuel Discounts: Save on gas at participating stations.
• Early Access to Deals: Get a head start on sales during major shopping events like Black Friday.
• Scan & Go: Use the Walmart app to scan items as you shop and skip the checkout line.

If these perks sound useful, you might want to keep the membership.

But if you rarely shop at Walmart, cancelling might be the better choice.

FAQs: WMT Plus Charge on Credit Card

Q. What is the WMT Plus charge on my credit card?

A. The WMT Plus charge is usually the fee for a Walmart Plus membership, costing $12.95 monthly or $98 yearly. It might also be tied to a Walmart Plus-related purchase.

Q. Can I get a refund for an unauthorized WMT Plus charge?

A. Yes, you can dispute the charge with your bank or credit card company. Contact Walmart’s customer service to confirm if the charge is legitimate or request a refund.

Q. How do I stop the WMT Plus charge?

A. Log in to your Walmart account, go to the Walmart Plus section, and select “Cancel Membership.” You can also contact Walmart at 1-800-966-6546 for help.

Conclusion

Seeing a WMT Plus charge on credit card can be confusing, but it’s usually tied to a Walmart Plus membership or a related purchase.

By checking your Walmart account, reviewing your subscriptions, and contacting your bank if needed, you can quickly figure out the source of the charge.

If it’s not something you want, cancelling the membership is straightforward, and taking steps like setting up alerts or using virtual cards can prevent future surprises.

Stay proactive about monitoring your credit card statements to keep your finances in check.

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Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. For specific guidance, consult a financial advisor or contact Walmart’s customer service.

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