Terms and Conditions

Updated on: December 10, 2024

Welcome to ExplainCharges.com. By accessing or using our website, you agree to comply with these Terms and Conditions. If you do not agree, please refrain from using the site.


1. Use of the Website

  • Purpose: ExplainCharges.com provides information on personal finance, including credit card charges, bank fees, and insurance queries.
  • Eligibility: You must be at least 18 years old to use this website.

Prohibited Activities: You agree not to:

  • Use the site for any unlawful purposes.
  • Distribute harmful software like viruses or malware.
  • Attempt to hack or compromise the website’s security.

2. Content Disclaimer

The information on ExplainCharges.com is for educational and informational purposes only.

  • Accuracy: While we strive to provide accurate and up-to-date information, we make no guarantees regarding completeness or accuracy.
  • Professional Advice: The content on this site does not constitute legal, financial, or professional advice. Always consult a qualified professional for specific concerns.

3. Intellectual Property

  • Ownership: All content, including text, graphics, logos, and other materials on ExplainCharges.com, is the property of the site or its licensors.
  • Restrictions: You may not reproduce, distribute, or exploit any content without prior written permission from us.

4. Third-Party Links

Our website may contain links to external websites for your convenience.

  • No Liability: We are not responsible for the content, policies, or practices of third-party websites.
  • Your Responsibility: Use third-party websites at your own risk and review their terms and conditions.

5. Limitation of Liability

ExplainCharges.com and its team shall not be held liable for any direct, indirect, or incidental damages arising from:

  • The use or inability to use the site.
  • Reliance on information provided on the site.

This limitation applies to all claims, whether based on warranty, contract, or negligence.


6. Privacy Policy

Your use of ExplainCharges.com is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.


7. Changes to Terms

We may update these Terms and Conditions at any time.

  • Notification: Changes will be posted on this page with an updated effective date.
  • Your Responsibility: Continued use of the site after changes indicates your acceptance of the updated terms.

8. Governing Law

These Terms and Conditions are governed by the laws of India, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Uttar Pradesh.


9. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us:

By using ExplainCharges.com, you agree to these Terms and Conditions. Thank you for visiting and trusting us as your resource for personal finance information.