Updated on: April 30, 2025
Welcome to ExplainCharges.com. By accessing or using our website, you agree to these Terms and Conditions. If you do not agree, please do not use the site.
Use of the Website
- Purpose: ExplainCharges.com provides educational content on personal finance, including credit card charges, bank fees, and insurance queries.
- Eligibility: Users must be 18 or older to access the site.
- Prohibited Activities: You agree not to:
- Use the site for illegal purposes.
- Distribute malware or harmful software.
- Attempt to breach the site’s security.
User Accounts
- You may need to create an account to access certain features.
- You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
- Notify us immediately of any unauthorized use at [email protected].
Content Disclaimer
- Purpose: All content is for informational and educational purposes only.
- Accuracy: We strive for accuracy but do not guarantee completeness or timeliness.
- No Professional Advice: Content is not a substitute for legal, financial, or professional advice. Consult a qualified professional for specific needs.
Intellectual Property
- Ownership: All content (text, graphics, logos, etc.) is owned by ExplainCharges.com or its licensors.
- Restrictions: You may not copy, distribute, or use content without written permission.
Third-Party Links
- The site may link to external websites for convenience.
- We are not responsible for the content or practices of third-party sites.
- Use external sites at your own risk and review their terms.
Limitation of Liability
- ExplainCharges.com is not liable for any direct, indirect, or incidental damages from:
- Use or inability to use the site.
- Reliance on site content.
- This applies to all claims, including those based on warranty, contract, or negligence.
Privacy Policy
- Your use of the site is subject to our Privacy Policy, which details how we collect, use, and protect your data.
Termination
- We may suspend or terminate your access to the site for violating these terms or for any reason, without notice.
- You may stop using the site at any time.
Changes to Terms
- We may update these terms at any time.
- Changes will be posted here with an updated effective date.
- Continued use of the site after changes implies acceptance of the new terms.
Governing Law
- These terms are governed by the laws of Uttar Pradesh, India. Any disputes will be resolved in the courts of Muzaffarnagar, Uttar Pradesh.
Contact Us
For questions about these Terms and Conditions, contact us at:
- Email: [email protected]
By using ExplainCharges.com, you agree to these Terms and Conditions. Thank you for choosing us as your personal finance resource.