Unsure about a BLUESNAP charge on credit card statement? Relax. Here’s why it might appear, how to identify it, and steps to take if you suspect fraud. Stay informed, stay secure.
Understanding Bluesnap Charge on Credit Card Statement
Have you noticed a charge on your credit card statement labeled “BLUESNAP” or “BLS”? If you haven’t made a direct purchase from a company called Bluesnap, don’t panic. Here’s what you need to know about Bluesnap Charge on Credit Card Statement.
Table of Contents
What is Bluesnap?
Bluesnap is a global payment processing company. They work behind the scenes to help businesses worldwide securely process various payment types, including credit card transactions. If you see a Bluesnap charge, it means that you’ve purchased something from a merchant that uses Bluesnap for their payment services.
Why You Might See a Bluesnap Charge on Credit Card Statement?
There are several scenarios where a Bluesnap charge might appear on your credit card statement:
- Online Purchases: You bought a product or service from an online retailer that uses Bluesnap to process payments.
- Subscription Services: You signed up for a subscription (software, streaming services, etc.) and Bluesnap is the payment processor for the company.
- International Transactions: You purchased something from a business outside your home country, and Bluesnap facilitated the currency exchange and payment processing.
How to Identify the Source of the Bluesnap Charge
- Check Your Statements: Look closely at your credit card statement for the date and amount of the Bluesnap charge. Try to remember if you made a purchase around that date and for a similar amount.
- Search Your Emails: Did you receive an order confirmation or receipt for a purchase around the same time? Check your email inbox and spam folder for any communication related to the possible purchase.
- Contact Your Bank: If you’re still unsure, call your credit card company or bank. They can often tell you the exact merchant’s name associated with the Bluesnap transaction.
Disputing a Bluesnap Charge
If you find a Bluesnap Charge on Credit Card Statement that you believe is fraudulent or unauthorized, follow these steps:
- Contact the Merchant: Start by reaching out to the merchant where you think you may have made the purchase. Often, they can resolve billing issues or mistakes quickly.
- Contact Bluesnap: If the merchant is unresponsive or unhelpful, you can find Bluesnap’s contact information on their support website: https://support.bluesnap.com/page/shopper-faqs
- Dispute with Your Bank: If all else fails, file a dispute with your credit card company or bank. They have fraud protection measures in place to help you recover your money.
Important Things to Remember
- Bluesnap itself is a legitimate payment processing platform. Seeing a Bluesnap charge doesn’t automatically mean something is wrong.
- Sometimes the merchant’s name on your credit card statement might be slightly different from how you recognize it.
- Bluesnap might charge a currency conversion fee for international transactions. Contact your bank to understand their fees as well.
Always be vigilant when it comes to your credit card activity. Regularly review your statements, keep track of your online purchases, and immediately report any suspicious transactions.
About The Author
