If you’ve recently seen a 12920 SE 38th St charge on credit card statement, you might be wondering what it is. This unfamiliar charge could cause some confusion, especially if you don’t recognize the transaction. Don’t worry, many people face similar issues when unknown charges appear on their statements. This blog will help you understand what this charge is, where it comes from, and what you should do about it.
What is 12920 SE 38th St Charge on Credit Card?
12920 SE 38th St refers to a physical location in Bellevue, Washington. It is connected to the headquarters of various businesses, especially tech companies like Microsoft and other smaller organizations. Often, when you see this charge, it means you’ve made a transaction with a company that operates from this location. However, this doesn’t mean that you physically visited the location. Many online businesses or services that are based in Bellevue can also show up as this address on your credit card statement.
Table of Contents
Here are some possible reasons why you may see the 12920 SE 38th St charge on credit card:
| Reason for Charge | Description |
|---|---|
| Online Purchases | If you’ve recently bought something online from a Bellevue-based company. |
| Subscriptions or Services | Ongoing services like software or memberships from tech companies. |
| App Store or Digital Purchases | Some app or digital stores are based in this region, leading to this charge. |
| Fraudulent Activity | In some cases, scammers might use this address to make unauthorized charges. |
How to Identify the 12920 SE 38th St Charge on Credit Card
Before assuming the worst, it’s important to identify the 12920 SE 38th St charge on credit card. Here are steps you can follow:
- Check Recent Transactions: Review any recent purchases you’ve made. This could be for online services, software, apps, or other digital goods.
- Check Email Receipts: Look for receipts from companies or services you’ve recently used. This will help verify if the charge is legitimate.
- Contact the Company: If you’re still unsure, contact the company listed on the charge or check their website for details.
- Call Your Credit Card Provider: If you cannot identify the charge, contact your credit card company to investigate.
How to Prevent Unfamiliar Charges in the Future
There are several ways to prevent confusion over unfamiliar charges like 12920 SE 38th St charge on credit card:
| Prevention Tips | Explanation |
|---|---|
| Monitor Your Accounts Regularly | Review your credit card statements monthly to catch any unauthorized charges. |
| Set Alerts | Most credit cards allow you to set spending alerts for unusual transactions. |
| Use Virtual Cards | Virtual credit card numbers can help protect against fraudulent transactions. |
| Be Cautious with Subscriptions | Many charges come from forgotten subscriptions. Keep track of your memberships. |
Steps to Take if the 12920 SE 38th St Charge on Credit Card is Fraudulent
If you determine that the charge is not something you authorized or recognize, you need to take action quickly. Here’s what you can do:
- Report the Charge: Contact your credit card company and report the charge as fraudulent. They can temporarily freeze your card while investigating.
- Dispute the Charge: Most credit card companies will allow you to dispute the charge directly on their website or app.
- Monitor for Additional Fraudulent Activity: Once you’ve reported the issue, keep an eye on your account to ensure no other fraudulent charges appear.
- Replace Your Credit Card: If you’re concerned about more fraudulent activity, ask for a new credit card number.
Common Situations Leading to This 12920 SE 38th St Charge on Credit Card
- Subscription Renewal: Sometimes, people forget they signed up for a subscription or service that renews automatically. Check for any automatic renewals tied to services or apps.
- Third-Party Services: If you’ve recently purchased something through a third-party app or website, the charge may reflect the main company’s address in Bellevue, rather than the app name.
- Shared Cards: If you share your credit card with a family member or spouse, make sure they didn’t make a purchase you’re unaware of.
FAQs: 12920 SE 38th St Charge on Credit Card
Q. Why does the charge show an address instead of the company name?
A. Many businesses show their physical address on credit card statements instead of the company name. This is common for companies that have multiple services or products.
Q. What if I don’t recognize the 12920 SE 38th St charge on credit card?
A. If you don’t recognize the charge, check your recent transactions, and contact the company. If you’re still unsure, contact your credit card provider to investigate.
Q. How can I avoid this confusion in the future?
A. You can avoid confusion by regularly monitoring your statements, setting transaction alerts, and keeping track of any subscriptions or recurring services you sign up for.
Conclusion
The 12920 SE 38th St charge on credit card might seem unfamiliar at first, but it’s often related to transactions made with companies based in Bellevue, Washington. Most of the time, it’s not a cause for concern and can be identified through careful checking of your transactions. However, if the charge appears fraudulent, take action quickly by contacting your credit card company and disputing the charge.
By staying vigilant and monitoring your accounts, you can avoid unnecessary surprises on your credit card statement and keep your finances secure.
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