A My Crisis Gear charge on credit card can feel confusing if you don’t recall signing up for anything. The charge may be legitimate if you previously ordered tactical, outdoor, survival, or shooting-related gear from My Crisis Gear or MCG Tactical.
However, public consumer complaints repeatedly mention recurring charges that appeared after an initial product purchase. You should check your original order, subscription status, and recent statements before deciding whether the charge is authorized.
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What Is the My Crisis Gear Charge on Your Credit Card?
A My Crisis Gear charge generally comes from My Crisis Gear or MCG Tactical, a business that sells tactical, survival, outdoor, and related equipment online.
The company’s current sales pages offer products such as backpacks, optics, hearing protection, tactical accessories, and other gear.
BBB lists My Crisis Gear as an alternate name associated with MCG Tactical and Ultimate Survival Strategies, LLC. The BBB profile says the business has operated since 2013 and sells physical survival products plus access to information.
The charge may represent a normal product purchase. It may also relate to a recurring membership, newsletter, or merchandise club connected with an earlier order.
Why Is My Crisis Gear Charging Your Card?
Start by thinking about whether you recently bought tactical or outdoor gear online. My Crisis Gear currently uses promotional product pages for items such as backpacks, sights, scopes, and other accessories.
A recurring charge may have a different explanation. Recent BBB complaints describe consumers who bought one product and later noticed monthly charges connected with a newsletter or membership.
The business has responded to some BBB complaints by saying the customer’s original purchase included a trial subscription. According to those responses, the subscription renewed at full price if it wasn’t canceled during the trial period.
| Charge pattern | What it may mean |
|---|---|
| One-time My Crisis Gear charge | Tactical or survival gear purchase |
| MCG Tactical charge | Purchase from the same related business |
| Charge shortly after an order | Possible trial or add-on |
| Similar monthly charges | Possible recurring subscription |
| Different amount each month | Review each transaction separately |
Your exact statement descriptor and amount may vary by issuer. Don’t assume every My Crisis Gear transaction has the same explanation.
What Recurring Subscriptions Does My Crisis Gear Offer?
My Crisis Gear and MCG Tactical currently advertise some recurring programs. For example, a Tactical Holster Club page currently advertises monthly deliveries at $74.95 per month.
Another current page advertises a target club at $19.99 per month. It says members receive targets each month and may stop the membership.
Public complaints also frequently refer to an NSRA newsletter or membership. Reported monthly amounts have varied over time, so you shouldn’t assume an older complaint amount is the current price.
Pro Tip: Look several weeks before the first recurring charge on your statement. A smaller My Crisis Gear or MCG Tactical purchase may help you identify the original transaction that started the relationship.
Why Are Charges Around $49 to $55 Commonly Reported?
Recent consumer reports show recurring charges in several different amounts. BBB complaints from 2025 and 2026 mention examples around $49.97, $53, and $54, while the exact amount varies between customers.
Trustpilot reviews show a similar pattern. Several reviewers say they noticed monthly charges after buying a product, although these reports are individual consumer accounts and don’t establish what happened in every transaction.
If your amount matches one of these figures, that is only a clue. Check your original receipt and account details before concluding that the charge is a subscription.
Is My Crisis Gear a Legitimate Company?
My Crisis Gear appears connected with an operating U.S. business rather than being only an unexplained statement descriptor. Its current website publishes sales pages, customer service information, and a Texas address.
BBB currently lists MCG Tactical as not accredited and gives it a B- rating. As of the latest BBB profile reviewed, the business had 230 complaints listed, with one shown as unresolved.
Trustpilot provides more limited evidence. Its MCG Tactical profile currently has a 2.1 TrustScore based on only 11 reviews, so the sample is too small to represent every customer’s experience.
Recent Trustpilot complaints commonly mention recurring billing and difficulty reaching customer service. One positive reviewer reported receiving a refund quickly, which shows experiences can vary.
Reddit evidence specifically tied to current My Crisis Gear billing is limited compared with BBB and Trustpilot. You should therefore give more weight to your own order records and direct communication with the company.
How to Verify a My Crisis Gear Charge
Open your credit card account and review the complete transaction. Check the amount, transaction date, merchant phone number, and any additional descriptor your issuer provides.
Then search your email for:
- My Crisis Gear
- MCG Tactical
- Ultimate Survival Strategies
- Order confirmation
- NSRA
- Membership
- Newsletter
- Tactical Holster Club
Check spam and promotional folders too. An older receipt may explain why a recurring transaction started later.
Ask other authorized card users whether they placed an order. This can prevent you from reporting a legitimate family purchase as fraud.
Common Mistakes: Don’t focus only on the latest charge. Review several months of statements because recurring billing may have started earlier and gone unnoticed.
How to Cancel My Crisis Gear Recurring Charges
Contact My Crisis Gear directly if you identify an active membership you no longer want. The company’s current official sales pages list customer service at 888-509-0917 and support@mycrisisgear.com, with weekday service hours listed on the site.
Tell the representative you want all recurring subscriptions connected with your account canceled. Ask specifically whether more than one membership or recurring program is active.
Request written confirmation. Save the email, cancellation number, date, and representative’s name if one is provided.
Some recent BBB responses show the company canceling subscriptions after consumers complained about recurring billing. Several responses also mention refunds, but you shouldn’t assume your account will receive the same outcome.
Can You Get a Refund From My Crisis Gear?
Current My Crisis Gear product pages advertise a 60-day money-back guarantee for certain physical products. The exact terms may depend on the product and offer you purchased.
Recurring membership charges may be treated differently. BBB complaint responses show some consumers receiving refunds for subscription charges, while other public reviewers report difficulties obtaining reimbursement.
Contact customer service quickly and explain which charges you’re questioning. Ask for the refund amount and cancellation details in writing.
Don’t rely on an older refund policy you find through a forum or complaint site. Your checkout terms and current merchant policy generally provide better evidence.
What If You Never Authorized the Charge?
If you’ve never purchased from My Crisis Gear, MCG Tactical, or a related offer, contact your credit card issuer promptly. Tell the issuer that you don’t recognize the merchant or transaction.
You should also consider replacing the card if your issuer believes the account information was compromised. Keep monitoring your account for additional unfamiliar transactions.
If you recognize the original product purchase but don’t believe you agreed to recurring billing, explain that distinction clearly. Your issuer may handle a disputed subscription differently from a card theft claim.
How to Dispute a My Crisis Gear Credit Card Charge
Call the number on the back of your card and explain the problem. You may also be able to start a dispute through your issuer’s app or website.
For U.S. credit cards, the CFPB says you should also send a written billing-error notice within 60 calendar days after the disputed charge first appeared on your statement to preserve certain federal protections.
The FTC says billing errors can include unauthorized charges and charges for products you didn’t receive as agreed. Federal law generally limits responsibility for unauthorized credit card use to $50, and many issuers offer broader protections.
Keep:
- Original order confirmations
- Credit card statements
- Cancellation requests
- Emails with customer support
- Refund confirmations
- Screenshots of relevant checkout information
Submit copies rather than original documents if your issuer asks for evidence.
How to Prevent Another My Crisis Gear Charge
Continue checking your statement after cancellation. Confirm that no additional My Crisis Gear, MCG Tactical, or related recurring transactions appear.
Turn on real-time card alerts if your issuer offers them. Purchase notifications can help you spot a recurring charge as soon as it posts.
When making future online purchases, review the entire checkout page before submitting payment. Pay particular attention to trial memberships, checked boxes, newsletters, clubs, and recurring billing language.
FAQs: My Crisis Gear Charge on Credit Card
Q. What is My Crisis Gear on my credit card?
A. My Crisis Gear generally refers to a tactical and survival gear seller associated with MCG Tactical and Ultimate Survival Strategies, LLC. A charge may come from a product purchase or a recurring program connected with an earlier transaction.
Q. Why does My Crisis Gear keep charging my credit card?
A. Repeat charges may indicate an active membership, newsletter, or product club. Recent BBB complaints describe consumers who encountered recurring billing after an earlier product purchase.
Q. How do I cancel My Crisis Gear?
A. The current official My Crisis Gear pages list 888-509-0917 and support@mycrisisgear.com for customer service. Ask the company to cancel every recurring subscription connected with your account and request written confirmation.
Q. Should I dispute an unknown My Crisis Gear charge?
A. If you can’t match the charge to an order or authorized subscription, contact your credit card issuer promptly. If you recognize an original purchase but dispute later recurring fees, explain exactly which transactions you authorized.
Conclusion
A My Crisis Gear charge on credit card generally relates to My Crisis Gear or MCG Tactical and may represent a tactical gear purchase, membership, newsletter, or recurring product club. Public BBB and Trustpilot reports show that recurring billing has caused confusion for a number of consumers.
Check your receipts and previous statements first. If you don’t want an active subscription, cancel it directly and request confirmation, then contact your card issuer promptly if the My Crisis Gear charge remains unexplained or unauthorized.
Disclaimer: This article is for general informational purposes only and isn’t financial or legal advice. Subscription terms, refund policies, merchant descriptors, and dispute protections may vary by offer and card issuer. Verify account-specific questions with My Crisis Gear or your credit card company.
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