ICM Instant Checkmate Charge on Credit Card [Explained]

Have you ever come across an unfamiliar charge on your credit card that reads ICM Instant Checkmate charge on credit card? If so, you are not alone. Many people find themselves puzzled by this charge, especially if they don’t recall subscribing to any service. In this blog, we will explain what ICM Instant Checkmate is, why you might see this charge, and how to handle it. Let’s break it down in simple terms so that you can understand everything easily.

What is Instant Checkmate Charge on Credit Card?

Instant Checkmate is a background check service. It allows users to search for information about people. You can get details like criminal records, social media profiles, contact details, and even address history. It’s a paid service, which means you need a subscription to access these features. Many people use it to check on neighbors, potential dates, or even employees.

Why Did I Get an ICM Instant Checkmate Charge on Credit Card?

If you see a ICM Instant Checkmate Charge on credit card, it’s likely because of a subscription to the Instant Checkmate service. Sometimes, users sign up for free trials and forget to cancel before the trial period ends. In other cases, they may have signed up and forgotten about the monthly or yearly subscription fee.

Here are some reasons why this ICM Instant Checkmate charge on credit card might appear:

1. You signed up for a free trial: Instant Checkmate often offers a free trial. However, if you don’t cancel it, you will be automatically charged after the trial ends.
2. You purchased a subscription: If you signed up for their service, a monthly or yearly fee will be charged to your credit card.
3. Accidental signup: It’s possible that you or someone else using your card accidentally signed up for the service.
4. Fraudulent charge: If none of the above apply, then someone might have used your card fraudulently. This is rare, but it can happen.

How Much Does Instant Checkmate Cost?

Instant Checkmate offers different subscription plans. Typically, their monthly subscription costs around $34.78. They might also offer discounts for longer plans, such as three-month or six-month subscriptions. Additionally, there may be separate charges if you order extra reports or add-on services.

If you are unsure why the charge is higher than expected, it could be due to additional services or reports you may have requested during your subscription.

How to Cancel Instant Checkmate Subscription

If you no longer wish to use Instant Checkmate and want to stop the charges, you can cancel your subscription. Follow these steps:

1. Log in to your Instant Checkmate account.
2. Go to the “Account Settings” page.
3. Look for the cancellation option and follow the instructions to cancel your membership.
4. You will receive a confirmation email once your cancellation is successful.

If you have trouble canceling, you can contact their customer service directly. They should be able to assist you in canceling your account and stopping future charges.

What to Do if You Don’t Recognize the Charge

If you do not remember signing up for Instant Checkmate or you believe someone else used your credit card without permission, you should take immediate action. Here are some steps to follow:

1. Check with family or friends: Someone you know may have used your card for the service. Ask them if they signed up using your credit card.
2. Contact Instant Checkmate’s customer service: They can confirm if the charge was made using your account. If it was an unauthorized charge, they can assist with canceling it.
3. Dispute the charge with your credit card company: If you believe the charge is fraudulent, contact your credit card company. They can investigate the charge and possibly issue a refund.
4. Monitor your account for further charges: Keep an eye on your bank and credit card statements to ensure there are no more unauthorized charges.

How to Prevent Future Unwanted Charges

Unwanted charges can be frustrating. Here are a few tips to avoid them in the future:

1. Always read the terms: If you sign up for a free trial, read the terms carefully. Make sure you know when the trial period ends to avoid unexpected charges.
2. Set reminders: If you are using a trial, set a reminder on your phone or calendar to cancel before the trial ends.
3. Use virtual credit cards for online subscriptions: Some banks offer virtual credit cards. These cards allow you to create a temporary card number for online purchases. If you forget to cancel a subscription, it won’t affect your main credit card.
4. Regularly check your bank statements: It’s always good practice to check your statements regularly. This way, you can spot unfamiliar charges early and address them.

Conclusion

The ICM Instant Checkmate charge on credit card is most likely linked to a subscription for their background check services. Whether you signed up for a free trial, forgot about your subscription, or someone else used your card, it’s essential to know how to handle the situation. If you no longer wish to be charged, cancel the subscription through your Instant Checkmate account or contact their customer service. And remember, always keep an eye on your bank statements to avoid surprises!

FAQs: ICM Instant Checkmate Charge on Credit Card

1. What is the ICM Instant Checkmate charge on credit card?

The ICM Instant Checkmate charge on credit card appears when you have subscribed to the Instant Checkmate background check service.

2. How can I cancel my Instant Checkmate subscription?

You can cancel your subscription by logging into your Instant Checkmate account and following the cancellation process in the account settings.

3. What should I do if I don’t recognize the ICM charge?

If you don’t recognize the charge, contact Instant Checkmate’s customer service or dispute the charge with your credit card company.

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