Have you ever checked your bank statement and spotted a mysterious EGames Inc charge on credit card? You’re not alone. Many people see this name pop up and wonder what it’s about. Don’t worry, I’m here to explain everything in a simple way.
Who Is EGames Inc?
EGames Inc is a company that creates and sells online games. Based in Langhorne, Pennsylvania, they’ve been around since 1992.
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Their games are marketed as “Family Friendly,” meaning they’re rated E for Everyone by the Entertainment Software Ratings Board. This makes them nonviolent and suitable for all ages.
They focus on fun, easy-to-use games for home computer users, with some titles also available for productivity or home office use.
You might see charges from EGames Inc if you or someone in your household has interacted with their services.
Why Is There an EGames Inc Charge on My Credit Card?
Seeing a charge from EGames Inc can be confusing, especially if you don’t remember buying anything. Here are the most common reasons for these charges:
- Game Purchases: You or someone using your card might have bought a game from EGames Inc. This could be a one-time purchase for a full game.
- Subscription Services: Some EGames Inc services require monthly or yearly subscriptions for access to premium content or features.
- In-Game Purchases: Many games offer microtransactions, like virtual items, currency, or upgrades. These small purchases can add up and appear as EGames Inc charges.
- Accidental Purchases: Kids or other family members might have made purchases without your knowledge, especially if your card is linked to a gaming account.
If none of these sound familiar, the charge could be unauthorized, and we’ll cover what to do about that later.
How to Verify an EGames Inc Charge
Before you panic, let’s check if the charge is legitimate. Here’s a step-by-step guide to help you figure it out:
- Check Your Receipts: Look for any emails or digital receipts from EGames Inc. These usually include the purchase amount and date.
- Review Gaming Accounts: Log in to any gaming accounts tied to your card. Check the purchase history for recent transactions.
- Ask Family Members: Someone else in your household, like a child or spouse, might have made the purchase.
- Contact EGames Inc: Reach out to their customer support with details like the charge amount and date. They can clarify what the charge is for.
| Action | Why It Helps |
|---|---|
| Check Receipts | Confirms if you made a purchase |
| Review Gaming Accounts | Shows transaction history |
| Ask Family Members | Identifies unauthorized users |
| Contact EGames Inc | Provides details about the charge |
What If the Charge Is Unauthorized?
If you don’t recognize the EGames Inc charge, it might be fraudulent. Don’t worry, you can take action to protect yourself. Here’s what to do:
- Contact Your Bank: Call the number on the back of your credit card. Report the charge and provide details like the amount and date. They may issue a temporary credit while investigating.
- Dispute the Charge: Your bank can guide you through the dispute process. Be ready to provide evidence, like proof you didn’t make the purchase.
- Monitor Your Statements: Keep an eye on your credit card statements for other suspicious charges. Set up alerts for transactions over a certain amount.
- Secure Your Accounts: Change passwords for your gaming and credit card accounts. Use strong, unique passwords to prevent future issues.
| Step | Expected Outcome |
|---|---|
| Contact Bank | Starts investigation, possible temporary credit |
| Dispute Charge | May reverse the charge if fraudulent |
| Monitor Statements | Catches other unauthorized charges |
| Secure Accounts | Prevents future unauthorized access |
How to Prevent Unwanted EGames Inc Charges
Prevention is better than dealing with surprises on your credit card statement. Here are some tips to avoid unwanted charges from EGames Inc or similar companies:
- Set Purchase Limits: Many gaming platforms let you restrict in-game purchases. This is especially helpful if kids use your account.
- Use Virtual Cards: Some banks offer virtual credit cards for online purchases. These have limits and can reduce fraud risk.
- Enable Two-Factor Authentication: Add an extra layer of security to your gaming accounts to prevent unauthorized access.
- Regularly Check Statements: Make it a habit to review your credit card statements monthly. Spotting issues early can save you time and money.
Is EGames Inc a Legitimate Company?
Yes, EGames Inc is a legitimate company with a long history in the gaming industry. Their focus on family-friendly games has earned them a positive reputation among players.
They use secure payment methods, and their website (www.egames.com) provides contact information for support.
However, like any online service, there’s a small chance of fraudulent activity if someone gains access to your card details. Always verify charges to ensure they’re legitimate.
Why Are Gaming Charges So Common?
Online gaming has exploded in popularity, and with it, credit card charges from gaming companies. EGames Inc, like other gaming platforms, offers easy ways to buy games or in-game items. This convenience can lead to accidental or unauthorized purchases.
Kids might buy virtual currency without realizing it’s real money, or scammers might exploit weak account security. Staying proactive about your account security can help you avoid these issues.
FAQs: EGames Inc Charge on Credit Card
Q. What should I do if I don’t recognize an EGames Inc charge?
A. Contact your bank immediately to report the charge. Then, reach out to EGames Inc customer support to verify the transaction. Check your gaming accounts for purchase history.
Q. Can I get a refund for an EGames Inc charge?
A. If the charge is unauthorized or fraudulent, your bank can help you dispute it. For legitimate purchases, contact EGames Inc to check their refund policy, which may depend on the purchase type.
Q. How can I contact EGames Inc?
A. Visit their website at www.egames.com or call their support line at (215) 750-6606. Have your charge details ready for faster assistance.
Q. Are EGames Inc games safe for kids?
A. Yes, EGames Inc games are rated E for Everyone, meaning they’re nonviolent and suitable for all ages. However, monitor in-game purchases to avoid unexpected charges.
Conclusion
Spotting an EGames Inc charge on credit card can be puzzling, but it’s usually tied to a game purchase, subscription, or in-game transaction. By checking receipts, reviewing accounts, and contacting support, you can confirm if the charge is legitimate.
If it’s not, act quickly to dispute it with your bank and secure your accounts. To prevent future surprises, set purchase limits, use strong passwords, and keep an eye on your statements.
Online gaming is fun, but staying vigilant keeps your wallet safe. If you have more questions, EGames Inc’s support team or your bank are great places to start.
Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always consult your bank or a professional for guidance on credit card disputes or fraud.
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