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Pradeep Ahalawat

Pradeep Ahalawat is the founder and chief writer at ExplainCharges.com, a platform focused on simplifying financial and transactional concepts. With over 15 years of experience in IT and 5 years in blogging, his work primarily helps individuals understand personal finance topics such as charges, subscriptions, and billing.

Best Travel Credit Cards 2025

June 2, 2025 by Pradeep Ahalawat
Best Travel Credit Cards 2025

Traveling in 2025 is all about making every moment count. Whether you’re dreaming of a beach getaway, a city adventure, … Read more

What Will Your Charge be if Your Payment is Late, and How Will it Affect Your APR?

June 1, 2025 by Pradeep Ahalawat
What Will Your Charge be if Your Payment is Late, and How Will it Affect Your APR

Missing a credit card payment or paying a bill late can feel like a small mistake, but it can have … Read more

Can I Dispute a Credit Card Charge That I Willingly Paid For?

June 1, 2025 by Pradeep Ahalawat
Can I Dispute a Credit Card Charge That I Willingly Paid For

Have you ever looked at your credit card statement and questioned a charge you paid for? Maybe you bought something … Read more

How Far Back Can You Dispute a Credit Card Charge? [Explained]

June 1, 2025 by Pradeep Ahalawat
How Far Back Can You Dispute a Credit Card Charge

Have you ever looked at your credit card statement and spotted a charge that doesn’t seem right? Maybe it was … Read more

What is Credit Card Abuse Charge? [Explained]

June 1, 2025 by Pradeep Ahalawat
what is credit card abuse charge

Have you ever heard the term credit card abuse charge and wondered what it means? Maybe you saw it on … Read more

Credit Card Was Charged Unexpectedly [Explained]

May 31, 2025 by Pradeep Ahalawat
Credit Card Was Charged Unexpectedly

Picture this: you’re scrolling through your credit card statement, sipping your morning coffee, and suddenly, you spot it. A charge … Read more

How to Do a Chargeback on a Credit Card? [Explained]

May 28, 2025 by Pradeep Ahalawat
How to Do a Chargeback on a Credit Card

Have you ever looked at your credit card statement and spotted a charge that just doesn’t add up? Maybe you … Read more

How to Do a Chargeback with Your Bank? [Explained]

May 28, 2025 by Pradeep Ahalawat
How to Do a Chargeback with Your Bank

Hey there! Have you ever looked at your bank statement and spotted a charge that made you go, “Wait, what’s … Read more

Can You Have Two Dental Insurance Policies? [Explained]

May 28, 2025 by Pradeep Ahalawat
Can You Have Two Dental Insurance Policies

Dental care can be expensive. From routine cleanings to unexpected procedures like root canals, the costs add up fast. So, … Read more

Can You Sell Your Life Insurance Policy? [Explained]

May 28, 2025 by Pradeep Ahalawat
Can You Sell Your Life Insurance Policy

Have you ever wondered if you can sell your life insurance policy for cash? Maybe you’re facing financial challenges, or … Read more

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