Have you ever checked your credit card statement and noticed a 440 Terry Ave N WA 98109 charge on credit card? If so, you’re not alone. This mysterious charge can raise eyebrows, especially if you don’t recognize it.
What Is the 440 Terry Ave N WA 98109 Charge?
The address “440 Terry Ave N, Seattle, WA 98109” is tied to Amazon, the global e-commerce giant. If you see this address on your credit card statement, it’s likely a charge from an Amazon-related purchase or service.
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Amazon uses this address as a billing location for many of its transactions, even though the company has multiple headquarters and fulfillment centers.
This charge could come from various Amazon services, such as online shopping, subscriptions, or digital content. It’s not necessarily a red flag, but it’s worth understanding what it’s for. Let’s explore the common reasons behind it.
Why Does This Charge Appear?
There are several reasons why you might see a charge from 440 Terry Ave N on your statement. Here are the most common culprits:
- Amazon Prime Subscription: If you’re an Amazon Prime member, the annual or monthly fee might show up as a charge from this address.
- Online Purchases: Buying anything from Amazon’s website, like books, electronics, or household items, could trigger this charge.
- Digital Content: Purchases of e-books, music, movies, or apps through Amazon’s platforms (like Kindle or Prime Video) often list this address.
- Amazon Web Services (AWS): If you use AWS for cloud computing, your monthly bill might appear with this address.
- Amazon Devices: Buying a Kindle, Fire TV, or Echo device can result in a charge linked to 440 Terry Ave N.
| Service | Example Charge |
|---|---|
| Amazon Prime | $14.99/month or $139/year |
| Online Shopping | Varies by purchase |
| Digital Content | $2.99 for an e-book |
| AWS | Varies by usage |
Is It Legitimate or a Scam?
Most charges from 440 Terry Ave N WA 98109 are legitimate and tied to Amazon. The address is Amazon’s original headquarters in Seattle, though it’s now used mainly for mail processing.
However, there’s a small chance the charge could be fraudulent. Scammers sometimes use stolen credit card details to make purchases on Amazon, and the charge will still show this address.
Here’s how to tell if the charge is legit:
- Check Your Amazon Account: Log in to Amazon.com and review your order history. Look for recent purchases, subscriptions, or renewals that match the charge amount.
- Search Your Email: Search your inbox for receipts from Amazon. They usually send confirmation emails for every transaction.
- Contact Amazon: If you don’t recognize the charge, reach out to Amazon’s customer service at 1-800-201-7575 or through their website.
- Monitor Your Statement: Regularly check your credit card statements for unfamiliar charges to catch issues early.
If you suspect fraud, contact your bank or credit card issuer immediately to report the charge and secure your account.
What to Do If You Don’t Recognize the Charge
Seeing an unfamiliar charge can be stressful. Here’s a step-by-step guide to handle it:
- Verify the Transaction: Log in to your Amazon account and check your orders, subscriptions, and payment history.
- Look for Receipts: Search your email for any Amazon-related receipts that match the charge date and amount.
- Contact Amazon: If you can’t find the transaction, reach out to Amazon’s support team for clarification.
- Reach Out to Your Bank: If Amazon can’t resolve the issue or you suspect fraud, contact your bank to dispute the charge.
- Secure Your Account: Change your Amazon password and enable two-factor authentication to prevent unauthorized access.
| Action | How to Do It |
|---|---|
| Check Amazon Account | Log in at Amazon.com > Your Orders |
| Search Email | Use keywords like “Amazon” or “receipt” |
| Contact Amazon | Call 1-800-201-7575 or use website chat |
| Contact Bank | Call the number on your credit card |
Tips to Avoid Unwanted Charges
To keep your credit card safe and avoid surprise charges, follow these simple tips:
- Set Up Alerts: Enable transaction alerts with your bank to get notified of every charge.
- Review Subscriptions: Regularly check your Amazon account for active subscriptions, like Prime or Kindle Unlimited.
- Use Strong Passwords: Create unique, strong passwords for your Amazon and bank accounts.
- Enable Two-Factor Authentication: Add an extra layer of security to your Amazon account.
- Monitor Statements: Check your credit card statements monthly to spot unfamiliar charges early.
FAQs: 440 Terry Ave N WA 98109 Charge on Credit Card
Q. Is the 440 Terry Ave N WA 98109 charge always from Amazon?
A. Yes, this address is associated with Amazon’s billing. However, if you don’t recognize the charge, it could be fraudulent. Check your Amazon account or contact customer service to confirm.
Q. How can I stop recurring charges from this address?
A. Log in to your Amazon account, go to “Manage Your Subscriptions,” and cancel any unwanted subscriptions, like Prime or digital services.
Q. What should I do if I suspect fraud?
A. Contact your bank or credit card issuer immediately to dispute the charge. Also, reach out to Amazon to report the issue and secure your account.
Q. Can I get a refund for an unrecognized charge?
A. If the charge is from Amazon and you didn’t authorize it, contact Amazon’s customer service. They can investigate and issue a refund if appropriate.
Staying Safe with Online Transactions
The 440 Terry Ave N WA 98109 charge on credit card is usually nothing to worry about—it’s just Amazon’s way of processing payments. But staying vigilant is key in today’s digital world.
By regularly checking your Amazon account, monitoring your credit card statements, and using strong security practices, you can shop online with confidence.
If you ever see a charge that doesn’t add up, don’t panic. Follow the steps outlined above to investigate, and reach out to Amazon or your bank for help. Knowledge is power, and now you’re equipped to handle this charge like a pro!
Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always consult with your bank, credit card issuer, or Amazon for specific concerns about charges on your account. The author is not affiliated with Amazon or any financial institution mentioned.
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