Have you opened your bank statement and seen 1955 Broadway Oakland charge on credit card staring back at you? You’re definitely not the only one.
This odd-looking charge pops up for thousands of people every month and it usually leaves them wondering if it’s a scam, a mistake or something they actually did.
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The good news? It’s almost always tied to a legitimate company. Let’s clear up the confusion so you can stop stressing and figure out exactly what happened.
Decoding the 1955 Broadway Oakland Charge
This address belongs to Block, Inc. (the company formerly known as Square) at 1955 Broadway, Suite 600, Oakland, CA 94612. Block runs popular services like Cash App, Afterpay and Square.
When one of those services bills your card, the statement often shows the company’s headquarters address instead of a friendly store name.
That’s why you see the full street address, it’s how their payment processor labels the transaction. It’s not a random Oakland business.
It’s the parent company of tools millions of Americans use every day for sending money, splitting bills, or paying in installments.
Why the charge shows up this way
Credit card processors have rules about billing descriptors.
Big fintech companies like Block sometimes use their legal name and headquarters address to keep things consistent across all their products.
It’s frustrating when you’re trying to remember what you bought, but it’s standard for many digital payment apps.
Common reasons you might see this charge
Here are the usual culprits I hear about from friends and readers:
- You sent money on Cash App using a linked credit card (they charge a 3% fee).
- You made a payment through Afterpay and the installment hit your card.
- A Cash App Boost or subscription renewed.
- Someone in your household used the Cash App Card or balance for a purchase that routed through Block’s system.
- A refund or adjustment from a previous Cash App transaction posted late.
If none of these ring a bell, it could be an authorized family member, a forgotten trial that turned into a paid plan, or in rare cases, unauthorized activity.
How to quickly check if the charge is yours
Don’t guess. Do this instead:
- Open the Cash App on your phone and tap the clock icon for your activity feed.
- Look for any recent sends, requests, or boosts around the same date and amount.
- Check your linked bank or credit cards inside the app for matching activity.
- If you use Afterpay, log in and review your payment schedule.
Still nothing? Grab your phone and call Cash App support at 1-800-969-1940. They can look up the exact transaction in seconds.
What to do if the charge looks unauthorized
Act fast, you usually have 60 days from the statement date to dispute it.
- Contact your credit card issuer first and file a dispute. Most banks will remove the charge temporarily while they investigate.
- Reach out to Cash App at the number above or write to:
Block, Inc., Attn: Cash Disputes
1955 Broadway, Suite 600, MSC 211
Oakland, CA 94612 - Change your Cash App PIN and enable two-factor authentication right away.
- Monitor your accounts for the next week.
In 2025 the Consumer Financial Protection Bureau reminded companies like Block to handle disputes faster, so you should get a clear answer within a few business days.
Tips to avoid surprise 1955 Broadway Oakland charges
A little prevention goes a long way. Try these simple habits:
- Turn off the “Send from credit card” option in Cash App unless you really need it.
- Set up transaction alerts in both your bank app and Cash App.
- Review your statements the same day they post – don’t wait until the end of the month.
- If you share a card with family, create separate Cash App accounts so everyone can see their own activity.
Quick comparison of common Cash App fees that can trigger this descriptor
| Action | Typical Fee | Shows as Block, Inc.? |
|---|---|---|
| Send money from debit/balance | Free | Sometimes |
| Send money from credit card | 3% | Yes |
| Instant transfer to bank | 0.5–1.75% | Yes |
| Afterpay installment | No extra fee from Block | Yes |
| Cash App Card ATM withdrawal | $2.50 (out-of-network) | Sometimes |
Real-life example from a reader
A woman saw a $27 charge last fall and swore she never used Cash App. Turns out her teenage son had sent money to a friend using her linked card “just this once.”
She called support, explained the situation and they reversed the fee as a one-time courtesy. Lesson learned: one quick family chat can save a headache.
The bigger picture: Why Block uses this address
Block started as Square, the little white card reader that helped food trucks and artists accept credit cards. Today it powers Cash App for peer-to-peer payments and Afterpay for “buy now, pay later.”
With millions of users, they standardized their billing to one address. It’s not meant to confuse you, it’s just how big companies keep records clean.
For official details on fees and disputes, visit the Cash App help center. If you want to learn more about your rights with payment apps, the Consumer Financial Protection Bureau website has clear guides.
FAQs: 1955 Broadway Oakland Charge on Credit Card
Q. What exactly is the 1955 Broadway Oakland charge?
A. It’s a billing descriptor for Block, Inc., the company that owns Cash App and Afterpay. The address is their headquarters in Oakland, California.
Q. Is this charge a scam?
A. Usually no. Most people discover it’s from their own Cash App activity. If you don’t have the app and never used it, treat it as potentially fraudulent and dispute it immediately.
Q. How do I stop future charges from showing this way?
A. You can’t change the descriptor, but you can avoid the fees by sending money from your Cash App balance or linked debit card instead of a credit card. Turn off credit card sending in the app settings.
Conclusion
Seeing 1955 Broadway Oakland charge on credit card feels weird at first, but it’s almost always just Block, Inc. doing its thing. A quick check in the Cash App usually solves the mystery.
If something feels off, don’t hesitate to call support or your bank, that’s what they’re there for.
Disclaimer: This article is for informational purposes only and is not financial, legal, or tax advice. Always verify charges with your own accounts and consult your bank or a qualified professional for your specific situation. Transaction details and policies can change, so check official sources for the latest information.
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